Homeowners with a monthly household income of $5k to $7k have done it. In fact, those with an income of $10k can potentially own TWO properties.
Are you facing these issues...
Too much to think and consider before deciding to change or upgrade your home?
* My child school is just within doorsteps
* Parents stay in the vicinity
* MRT just within minutes walk
* Love this place too much
* Worry about monthly instalment and high commitment
I HAVE HELPED MY CLIENTS ACHIEVE IT!
We go through the 5 key criteria checklist with them.
With same or similar issues as yours, we manage to resolve it and...
THEY are now at their NEW HOME!
IN fact some still have SPARE CASH & CPF to have it as their RESERVE FUNDS.
Let's meet up for a completely FREE and NON-OBLIGATORY sharing session TODAY.
I WILL PROVIDE YOU:
Simulation of your current Home scenario in 5 years time or till the day you retired. HOW MUCH CASH WILL YOU HAVE?
An in-depth analysis to allow you to understand your financial position. I will tell you HONESTLY if FINANCIAL shows it is TOO STRESSFUL for you to UPGRADE.
A 4-step financial calculation process, including additional costs like legal fees, cash outlay, stamp duty, etc.
The 4 "R" analysis method to filter through the many options in the property market and determine the right property for you
A CONSERVATIVE & ACHIEVABLE asset progression plan, allowing you to accumulate wealth earlier
A property investment “roadmap” in planned phases
How you can achieve HUGE potential upside from your properties and retire earlier
The TOP 3 questions you NEED TO ask before investing in any property.
Insights and results from REAL LIFE cases!
IN OUR SHARING SESSION,
Case Study #1 - HDB
Mr and Mrs Tan, both 35 years old, combined income of $7k
To sell their 4rm HDB flat and buy a resale Executive Maisonette.
After a planning session with me:
They upgraded to a 4-room Condominium without using any of their savings,
Maintain a CASH reserve of $160,000,
With a clear asset progression road map planned for them, they are even thinking of investing in a second property next year.
Case Study #2 - CONDOMINIUM
Kelvin & Jasmine, 39 and 30 years old, combined income of $10k
Sell 5rm HDB flat and buy Condo or EC
After a planning session with me:
Now owns a 3 room condominium apartment AND a 1 room studio apartment,
Maintains a balance of $200k CASH reserve,
Now paying lesser than they would have if they had just upgraded from a 5rm HDB to just one condominium apartment, due to their passive income from rental!
I HAVE FULLY PAID OFF MY HDB.
IM DEBT FREE!!
But are you really?
A typical HDB homeowner usually:
1) Services his loans with his CPF
2) Aims to pay off all loans ASAP
If this is you, you might be building the biggest obstacle of your financial freedom
You need to know how to use your CPF
CORRECTLY and EFFICIENTLY!
LOCKING AWAY ALL YOUR CPF IN YOUR HDB IS EATING AWAY YOUR WEALTH
With all or most of your CPF dumped into your HDB flat,
1. the 2.5% interest you can earn from leaving it inside CPF
2. the accrued interest of 2.5% to pay back when you eventually sell
That is 5% opportunity costs year after year!
In dollar terms, for every $200k locked up in your property, you would have $25,000 less cash from your property sales every 5 years.
In Total, $50,000!
So how can we escape this fate?
WITH A GUIDED ACTION PLAN AND PROVEN ASSET PROGRESSION STRATEGIES, YOU CAN:
#1 ELEVATE you and your family to financial freedom
#2 GROW your asset portfolio through STABLE property investment plans
#3 GENERATE passive income with minimal to zero extra financial commitment
#4 MAINTAIN a healthy amount of cash reserve funds for rainy days
#5 RETIRE earlier with a secure safety net
The key is to have a system that is
PREDICTABLE and REPEATABLE
BUT THIS IS ALL TALK
UNTIL I SHOW YOU HOW IT CAN BE DONE
Let's meet for a FREE & NON-OBLIGATORY sharing session and you will see from my proven track records how I have helped my clients increase their wealth and take steps further towards financial freedom. PERSONALIZE PLAN for you.
Hi, I'm Dan Soon
CEA Reg. No.: R009499H
PropNex Realty Pte Ltd, License No.: L3008022J
As a real estate professional for almost 15 years, I have helped many home owners upgrade comfortably with financial freedom and grow their wealth through asset progression.
With proper and precise asset planning, anyone can benefit from this wealth creation through assets with stability and stress-free.
What some of my clients say about me
“ Thank You Very Much for your 100% effort and precise planning to enable us to own our Dream Home and Investment property. We never thought that it was possible to own 2 and to be financially stable.
Dan managed to sell our HDB 5 room flat at above Market Price. We are impressed by your property knowledge, enabling us to achieve our Dream ahead of our plans. You are certainly the most experienced and committed agent we have met and the market needs more reliable and professional agents like you.
We will definitely recommend your service to our friends.
Keep up the good work!”
Mr and Mrs Soh
“We are thankful and really appreciate the effort Dan has put into selling our current HDB flat and helping us to purchase our first private property.
Selling our HDB flat at our expected price within 1 month in this market really impressed us. His experience and eye for good projects was crucial in helping us to select the right property to invest in. Detail and transparent planning allowed us to see what is ahead for the next 5 to 10 years. We bought our property hassle and stress free.
Thank you very much for being our Agent & Friend.”
Kenny and Corine